My Business Credit Journey to 1,000,000

Retail Credit and Requirements

Accurate Office Supply (800) 325-2551 Requirements:
PG: No
Paydex: No
Net 30, revolving account, 3 trades and 1 bank trade. Call to have application faxed to you. Reports to D&B, but does not report to Experian.

Best Buy (800) 811-7276 Requirements:
PG: No
Paydex: Yes 65+

At least 2 years in business.

Chevron (888) 243-8358 Requirements:
PG: Yes
Paydex: No

At least 2 years in business, DNB check revolving acct or net 30. Apply on-line. Reports to D&B and Experian.

Conoco, Inc. (800) 764-9500 Requirements:
PG: No
Paydex: No

Net 30-full balance, apply on-line located in 23 states, ask for locations. Reports to D&B and Experian.

Fry’s Electronics (714) 688-3000 Requirements:
PG: No
Paydex: No

3 trades, 1 bank trade, net 30-full balance. Must submit financials and balance sheet before approval. Does not report to D&B or Experian

Grainger.com (310) 327-7370 Requirements:
PG: No
Paydex: No

Net 30-full balance. $1,000 min. credit limit, business license needed along with 1 bank trade and 2-3 other trades. Reports to D&B, but not to Experian.

Home Depot (800) 685-6691 Requirements:
PG: No
Paydex: No (if 75+ paydex, you will get an account as a young business)

2 years in business. Revolving account and/or net 30. Apply on-line. Reports to D&B and Experian. Will issue with younger businesses if you have a paydex.

JC Pennys (407) 788-4022 Requirements:
PG: No
Paydex: Yes

At least 6 months in business and paydex score required with no delinquencies. Call to apply. Does not report to D&B or Experian.

Kinko’s (800) 488-3705 Requirements:
PG: No
Paydex: No

Revolving account and net 30 available, apply online, will check D&B number and verify business address. Reports to D&B only when requested by D&B. Does not report to Experian.

Lowes (800) 445-6937 Requirements:
PG: No
Paydex: No (75+ will allow you to get one as a young business)

Revolving account or net 30. 3 years in business. Reports to D&B only.

Macys (800) 933-6229 Requirements:
PG: No
Paydex: No(75+ will allow you to get one as a young business)

2 years in business and some credit history. Call to have application faxed to you. Reports to D&B and Experian.

Nordstroms (800) 964-1800 Requirements:
PG: No
Paydex: No

Net 30-full balance, 3-4 trades, verify 2 (trades should be net 30 accounts as well) call for application. Reports to D&B and Experian.

Office Depot (800) 729-7744 Requirements:
PG: No
Paydex: No

Revolving account, net 30. Must be incorporated. Print on-line and fax. Reports to D&B and Experian.

Office Max (877) 633-4236 Requirements:
PG: No
Paydex: No

Revolving and net30 available. Usually requires 2 years before issuing but we have realized that if you get the net30 then ask to change to revolving this works. Must have some credit history. Apply on-line. Payment has to be made after invoice is received. Reports to D&B and Experian.

Orchard Supply (408) 281-3500 Requirements:
PG: No
Paydex: No

Net 30, 3 trades with at least 3 months activity and 1 bank trade. Call to get application. Does not report to D&B or Experian

Phillips 66 Gas (800) 648-4199 Requirements:
PG: No
Paydex: Yes

Duns report pulled, 3 trades, 1 bank trade needed. Reports to D&B and does not report to Experian.

Radio Shack (888) 773-2435 Requirements:
PG: No
Paydex: No

Revolving and net 30 available. Reports to D&B and Experian.

Sears (800) 917-7700 Requirements:
PG: No
Paydex: No (75+ will allow you to get one as a young business)

2 years in business, revolving acct, net 30, call to get application faxed to you. Reports to: D&B and Experian.

Speedway Super America Fleet Gas Card (800) 643-1948 Requirements:
PG: No
Paydex: No

Net 30-full balance, at least 1 year in business.

Staples (800) 669-5285 Requirements:
PG: No
Paydex: No

Revolving and net 30 available. Reports to D&B and Experian.

Texaco (800) 839-2267 Requirements:
PG: No
Paydex: No

Need some credit history. Apply on-line. Reports to D&B and Experian.

Union 76 (800) 944-7676 Requirements:
PG: No
Paydex: No

2-3 trade references, 1 bank reference, duns check done on large businesses. Does not report to D&B or Experian