i. Incorporate and DO NOT USE A VIRTUAL OFFICE.  I only say this because many of the underwriters have various virtual office companies as a red flag. That does not mean that some of the less popular ones with work, but it’s just not a chance I am willing to take. Your home address is a fine place to use as your business address if you do not need office space. Many people believe that this will make your business credit become connected with your personal credit but this simply isn’t true. With the increase of home based businesses, this is becoming more acceptable.

ii. Get your EIN(TaxID). Go to https://sa2.www4.irs.gov/modiein/individual/index.jsp

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