This is a contribution from an avid reader of the blog. Consumer credit counseling often works as a way out to your financial problems when you’re knee deep in debt. It is a really helpful option to lower and handle your debt burden and you don’t have to file bankruptcy to escape creditors and collection [...]
If you would like to get a car loan, house loan, etc you are going to have to have just about perfect credit nowadays. It was a not too many years back that you could get a mortgage with credit scores in the low 600’s and even upper 500’s but now its even hard to [...]
The Real Truth About CPNs, Letting the Cat out the Bad Credit Bag This blog post has information that part of me thinks that I should not put on the blog but another part of me says that people must to be aware. CPN stands for Credit Profile Number or Credit Privacy Number, or pretty [...]
A reader of this blog contacted me a couple of days ago to find out what options he had with respect to dealing with a collection agency who is now calling him on his local number in St Lucia. This is a St Lucian citizen who also has US residency and defaulted on a BOA [...]
As I guess you would have figured out from my previous post, I was getting a bit worried that staples, and more broadly, business credit accounts are either diminishing or tightening, but I cannot seem to find the logic in it. When I applied to staples this time, if I were to get denied, I could have simply [...]
Something new is up with Staples Business Credit. They are underwritten by Citi still, as far as I can see but so does Office Depot. Ok, I am rambling, here is the situation. I applied for Office depot about 2 weeks ago with a 4 year old corp, 6 trades, 10k high tradeline, the works. [...]
In keeping with covering an expanded range of topics outside of simply business credit, I decided to post on some tips that I have used in the past that helped me boost my personal credit score. We all should know that late payments affect our FICO score as well as possibilities for future credit line increases, and [...]
